by Mike Yarwood

Senior Loss Prevention Executive

TT Club

The traditional assertion that storm events are unexpected and their consequence unavoidable may no longer be simple to establish. The fact that more rain fell on a particular day than any other in recorded history is no guarantee of defence if a claimant can demonstrate deficiencies in your operational risk assessment or inadequacies in the steps you took in advance of the weather event.

Where large exposures are involved, claimants will typically go into forensic detail questioning the operator's advance notice, previous similar events that should have been taken into account, industry best practice principles in the storage of cargo, thoroughness of maintenance records, attention to risk assessments undertaken, and the effectiveness of emergency plans.

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